Chances are for what you are paying in rent, you can buy your own home. Why not take your monthly rent payment and put it toward an asset that grows. What you pay in rent may cover a mortgage payment. But your credit score is a key factor too. If it’s 620 or lower you may need to focus on improving that first.

Good Credit vs Bad Credit

CosmoLends is here to help. Our FREE CreditBuilder Program creates a mortgage plan around your personal circumstances so you get approved for a mortgage that costs as little as possible. With lower interest rates, you can save thousands of dollars over a lifetime.

CosmoLends will:

  • Review and evaluate your credit (all accounts).
  • Negotiate and settle accounts when feasible.
  • Create a plan to re-establish good credit… FOREVER!
  • Determine a workable timeline (follow-up, reviews, etc.).
  • Establish new credit lines (or manage existing accounts).
  • Create a positive credit card strategy.
  • Establish a realistic saving pattern.

No matter what your credit situation is, call CosmoLends and speak to one of our mortgage coaches to find out how we can help. You can also call us at 216.387.1003 and speak with a member of our loan team for a FREE consultation.