Since 2002, CosmoLends has been helping new and experienced buyers find their dream home.

CosmoLends is a lending service provider offering a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client.

Whether purchasing or refinancing, we have the right loan at competitive rates for you. Our loan menu includes:

  • Conventional
  • FHA
  • VA
  • USDA
  • Fist time buyer
  • Zero down and low down payment
  • Fixed Rates
  • Adjustable Rates
  • Interest Only
  • Debt Consolidation
  • MHDC / IHDA
  • 2nd Mortgages / Lines of Credit

We understand that not all mortgages are one-size-fits-all. To find a loan that’s best for you, it’s important to know all your options. We pride ourselves in quickly and accurately assessing each client’s specific situation and finding a mortgage that best fits his or her needs.

CosmoLends is dedicated to making homeownership affordable. Competitive mortgage rates and no upfront fees are just the beginning. Our experienced mortgage consultants work hard to customize the right loan program for your financial goals. We’re able to complete most of the lending process online, creating an even faster experience for you.

Whether purchasing or refinancing, we have the right loan at competitive rates for you.

A low lending rate is great, but there’s so much more to it than that. We’ve helped thousands of homebuyers with credit challenges by offering a monthly home-prep course with your own personal mortgage coach that addresses repairing credit issues and prepares potential home buyers to purchase in the future. Even with less than perfect credit, our clients are often able to buy!

With proper direction and a step-by-step plan of action, CosmoLends has helped countless families, individuals and investors finance homes and investment properties. They can do the same for you.

Take the first step toward owning your own home. Call CosmoLends at 216.387.1003.

CosmoLends is an Equal Housing Lender; NMLS# 282430