CosmoLends has a variety of tools and resources to help you through the process of purchasing a home. Stop renting. Start
building wealth.
INNOVATIVE LENDING TOOLS & SOLUTIONS Chances are for what you are paying in rent,
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Home2023-12-27T16:05:31-05:00

Buying a home can be exciting and overwhelming!

CosmoLends has a variety of tools and resources to help you through the process. Whether you have a home in mind or need some direction on how to go from renting to owning, we can help you achieve home ownership.

CosmoLends has been helping people with residential home purchases since 2002.

CosmoLends is a lending service provider offering a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client.

CosmoLends are experts in home loan products including FHA, VA, Conventional, USDA and OHFA, as well as purchase rehabilitation loans such as the FHA 203(k) and HomeStyle Renovation products. Licensed in 23 states, our dedicated team is ready to help you in your home-buying journey.

We understand that not all mortgages are one-size-fits-all. To find a loan that’s best for you, it’s important to know all your options. We pride ourselves in quickly and accurately assessing each client’s specific situation and finding a mortgage that best fits his or her needs.

CosmoLends are experts in home loan products including FHA, VA, Conventional, USDA and OHFA, as well as purchase rehabilitation loans such as the FHA 203(k) and HomeStyle Renovation products.

A low lending rate is great, but there’s so much more to it than that. We’ve helped thousands of homebuyers with credit challenges by offering a monthly home-prep course with your own personal mortgage coach that addresses repairing credit issues and prepares potential home buyers to purchase in the future. Even with less than perfect credit, our clients are often able to buy!

With proper direction and a step-by-step plan of action, CosmoLends has helped countless families, individuals and investors finance homes and investment properties. They can do the same for you.

Take the first step toward owning your own home. Call CosmoLends at 216.387.1003.

Cosmo and his team were a pleasure to work with. They were super responsive to my questions, and helped navigate the (typically stressful!) home buying process with ease. Highly recommend this highly professional team!

Natalie Byron, Google review

Cosmo is patient and very knowledgeable about the entire lending process.

Jenne − BEREA, OH

Cosmo is wonderful! He went above and beyond to help us not only understand our financial situation but to guide us to improve it. Other companies denied us with no real explanation but Cosmo works with you, answers all questions, did not make us feel bad, and made us feel valued. Go with him and trust him, you will not be let down.

Jamie Kuta, Google review

WATCH HERE to learn how to improve your credit!

News Tips and Tools To Improve Your Credit

A low lending rate is great, but there’s so much more to it than that. Even with less than perfect credit, our clients are often able to buy!

Are you planning to purchase a home this year?

If so, it may be worth buying soon to lock in your rate before the next increase. Even if interest rates push past 5%, it’s still on par or better than rates available in the last couple decades. CosmoLends can walk you through the entire process from start to finish. Ready to get started? Apply today by clicking the button below!

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